See what lenders see when you apply for credit

Make better decisions about your suppliers and customers

Comprehensive, accurate, real-time information

A strong indicator of a company's current financial situation

See what lenders see when you apply for credit

A healthy business credit score is one of the most essential ingredients in building and maintaining a successful business. It makes the difference whether you are accepted for credit and also on the terms you are offered.

Many business owners are unaware of their business credit score until applying for a business loan. Establishing your credit score early on comes with many advantages.

The higher your score, the more attractive you are to potential creditors, suppliers and customers who look to evaluate your business.

Making too many credit applications in a short space of time can damage your credit score, so checking your eligibility in advance can help you to make an informed decision.

Make better decisions about your suppliers and customers

 

Equally important is being aware of existing and future customers and suppliers credit history, understanding the credit risk associated with each is vital to protecting your business.

Make an informed decision on who you do business with and on what terms.

With Alius Data you can credit check potential customers and suppliers in seconds.



Comprehensive, accurate, real-time information

 

We provide instant access to company credit reports and scores online, with PDF downloads.

The reports provide comprehensive information about a company and its directors, using an industry-leading database. Data is gathered from trusted partners and combined with a market-leading scoring algorithm, resulting in the most predictive business scoring available.

The credit scores take into account over 150 parameters, as well as economic and industry factors, determining the financial stability of a company. The scoring model combines information on financial history; including trade payments, CCJs, public information, key financial ratios, industry sector analysis, and other performance indicators, providing our customers with the most accurate and reliable data.



We provide a strong indicator of a company’s current financial situation

 

As companies file their accounts annually, the ongoing payment behaviour of a company is a strong indicator of their current financial situation. For example, if a medium-sized business pays on average 50% of their bills late, they are statistically proven to be 4 times more likely to become insolvent.

It is for this reason that we use a Trade Payment Programme. Trade Payment Data is gathered from selected third-party partners who provide trade payment information on their complete sales ledger. The information provided includes: on time and late payment history, payment trends and average invoice value, including paid and outstanding, giving you the tools to examine a companies payment patterns.

To date, we have access to over 85 million worldwide tradelines feeding trade payment information. This provides industry-leading predictive data, vital for assessing the stability of any business.



Our company credit reports include:

Credit Rating Score & History:

Our credit scoring provides a score of 1-100, with a full current and historic credit assessment and risk summary, giving you a quick snapshot of the risk profile for each company.

Credit Rating Description:

View the creditworthiness of a company through a traffic light system of credit scoring; red advises you to be cautious and request a cash payment, amber suggests that you negotiate short payment terms and green gives you a positive credit decision.

Trade Payment Information:

View the average invoice value, including paid & outstanding. We provide data from over 85 million tradelines feeding trade payment information worldwide, giving you the tools to examine a companies payment patterns.

Trade Debtors/Bad Debt Summary:

View the total number of documented trade debt/ bad debt.

Company Summary:

Includes incorporation date, registered number, registered office, website address, telephone number and industry type.

List of Credit Enquiries:

View how many credit checks per month have been performed on the company.

Group structure:

View ultimate and parent holding company information, including those overseas and possible linkages.

Trading locations:

Identify any logistical concerns by exploring the full list of company addresses.

CCJ information:

View any County Court judgments (CCJs) and adverse payment history.

Key Financials:

An overview of 3 years key financials including turnover, pre-tax profits and shareholders funds.

Up to 5 years of annual accounts:

Review the financial performance of a company from the previous 5 years, including balance sheets, company assets and profit & loss statements, shareholder funds and much more.

List of Company Directors and Shareholders (Past and Present):

Includes name, age, nationality, the date appointed and current active directorships.

Alius Data Credit Reports are:

Quick and Easy

Credit check any UK company in seconds.

We provide instant access to any company credit reports and scores online, with PDF downloads.

 

Simple Payment

Full Business Credit Report £17.50

One-off payment per report, no monthly subscription, no contract, no auto-renewal and no cancellation notice.

 

Comprehensive

The reports provide comprehensive information about a company and its directors.

 

Industry Leading

The credit scores take into account over 150 parameters, as well as economic and industry factors, resulting in the most predictive business scoring available.

 

A Strong Indicator of a Companies Current Financial Situation.

Trade Payment Data provides the tools to examine a companies payment patterns, vital for assessing the stability of any business.